Fire damage is the one thing that can cause more devastation than any other in a home. It literally destroys everything in its path, including people and pets. Fire damage is caused by an uncontrolled fire that causes extreme heat and burning of wood, plastic, paper, and other combustible materials. When you have fire damage, it’s important to remove as much of the smoke and soot as possible before cleaning up so you don’t end up spreading it around your home.
Why is Fire Damage So Dangerous?
Fire damage can be very dangerous because it releases toxic gases into the air. These gases can cause serious health issues when inhaled at high levels. Special care should be taken when removing fire-damaged materials from your home because they may release harmful chemicals into the air as they burn or decompose over time. The longer these materials sit in your home, the worse off you’ll be!
It’s usually a good idea to carry insurance for your home. Unfortunately, many people don’t know that until it’s too late.
If you have a fire in your house and there is no insurance on the property, what can you do?
There are several options to consider:
File an insurance claim with your insurance company even if you don’t have any coverage. You may be able to get some money from them to help pay for some of the expenses. If you can prove that it was arson or vandalism, you may be able to get some more money from your insurer. This is especially true if the fire was not caused by you or someone in your family.
Selling Your Fire Damaged House
If your house has been damaged by fire, you may be wondering if it’s even worth your time to sell it. There is a great article that explains what happens if your house burns down and you have no insurance in details, and you should take your time and read it.
The good news is that there are many buyers out there who will buy your fire-damaged home. The bad news is that they may not be able to afford the price tag that comes along with it.
There are several steps you can take to help ensure the highest possible selling price for your home and avoid getting stuck with a lower offer than you deserve.
Selling as-is. If your insurance company does not require repairs, don’t waste time and money making them! Many buyers are more interested in buying an affordable home than having a brand new one anyway.
Repairing only what’s absolutely necessary. While it’s tempting to fix everything at once, doing so can drive up costs unnecessarily and make the house harder to sell later on when the market improves again (assuming it does). Instead, focus on those areas that really need fixing and leave everything else alone until later down the road if needed.